Stay home – make plans for first

home domination.



Sean White

Director of Lending

Step One: Pre-approval

Bushfires, Floods and now a Global Pandemic; 2020 has been hitting different and we’re not even half way through.

 In the fight against COVID-19 you’re most likely confined to the four walls of your home, and probably feeling like all your grand plans have been put on hold.

 If you’ve been hunting for your first home, things might especially feel like this stage of your life is officially on the backburner. But there are important steps you need to take now to be prepared for when you’re ready to purchase.

 So, what do you need to do? Get your home loan ducks in a row and get pre-approved so you’re ready to strike.


Buying your first home can be confusing; we make it simple

When  purchasing your first home, the whole process can feel overwhelming.


Principal and Interest




…and the list goes on.

Plus, when choosing the right mortgage there are fees involved, a constant backwards and forwards with the bank, collating mountains of paperwork and, of course, having to be an expert negotiator in every interaction. Now, times that by the number of banks you want to compare and you’re left with a headache and maybe a slightly better deal.

At Hargate Advisory we not only save you the legwork going between banks; we can often also negotiate a better deal, ensuring you end up with a mortgage that helps you reach your goals faster.

Plus, we pay our first home buyers extra attention to explain the entire process in plain English, and support you every step of the way.

Why use a mortgage broker ?

  • Securing mortgages is what we do day-in-day out, so we’re experts
  • We do the work of comparing lenders and applying for you
  • We have access to a wider range of loans so you can access a broader range of bank options and rates than the big-4 alone
  • Our priority is securing you the loan (it’s how we are then paid by the lender) so we work for you
  • Mortgages can be confusing; we explain things in plain English so you know what you’re getting

Why work with Hargate Advisory?

Hargate_Advisory_Team (2)

Right now, at Hargate Advisory, we're focused on ensuring all our first-home buyers are armed and ready to make their move. We will guide you through all the steps, virtually holding your hold the entire way. All you need to worry about is finding your dream home and what Netflix series you are going to watch in ISO (not an easy feat by any means).

What we offer

  • Cost-free service to you (we're paid by the lender only when a loan is secured)
  • Over 15 years' experience in all areas of lending
  • Personalised service from our director
  • Work with a boutique mortgage brokerage who understands your goals and wants to help you achieve them

Ready to make the smart moves now so you can benefit later?

Leave your details with us below and we'll call contact you right away.

We will contact you within 24 hours